Encounters between children and adults are characterized by the joy of the time spent together. And each of them does their best to contribute to that in their own way!
-Agnes Szanto-Feder, psychologist and 'Pikler baby'
In a chapter on surviving tight times in the Exchange book, Managing Money, here is some of the advice is offered on keeping creditors satisfied when times are tight:
Goodwill is money in the bank. Anyone with a thick enough skin can stave off creditors indefinitely. However, while a totally hard-nosed approach may help you survive a crisis, what price will you pay? If you alienate everyone you buy services and supplies from during tight times, they may refuse to do business with you when the good times arrive. Even when the creditors are pressing hard, you should strive to salvage some degree of goodwill by treating them in a respectful, business-like manner.
Creditors don’t like surprises. When you know you are going to have a problem meeting a financial obligation, call the creditor in advance to let him know you’ve got a problem. This demonstrates that you take your obligations seriously and gives him time to adjust his cash flow projections. A creditor will be much less conciliatory if he has to call you after your account becomes delinquent.
Promise only what you can deliver. Creditors will want you to commit to a repayment schedule. Unless you are really certain about improving prospects in the near future, avoid making specific commitments. If you fail to meet a new due date, you are going to double a creditor’s frustration.
Less is more. Try to make small partial payments periodically to all creditors, rather than paying in full the ones that scream the loudest. Even a trickle of cash will let creditors know your center is still in business and that you are serious about paying your bills.
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Comments (1)
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I'm commenting on the title of your article "keeping Wovles from the door."
This is another exhibition of perpetuating the myth that wolves are bad. Witness, The 3 little pigs; goldilocks; peter and the wolf; human cruelity such as: Palin and Bush gunning down wolves from a helicopter; hunters killing so many deer that wolves had no food supply therefore some cattle were killed reversing legislation and allowing hunters to kill wolves that were once protected; our new budget cutting funding for the protection and the natural return of wolves- I can go on and on.
THE TRUTH ABOUT WOLVES:
Two wolves MARRY for life- how many humans do that?
Both PARENTS care for the wolves equally- how many parents can say that?
The leader of the pack is the wolf with the lowest heart rate and calmest temperment- how many leaders hold that quality?
Wolves only kill to eat AND more importantly only kill sick or elderly animals near their end of life- how many hunters are respectful of any being's life?
Wolves need to play- just like our children
Please- I ask you to consider retracting the title- creditors are PEOPLE not wolves.
As an Early Childhood Educator- I feel the importance of advocating not only for children, for ALL BEINGS that are unable to speak for themselves.
We all must speak the truth and live in compassion for the children and all beings
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